Applying for Social Security Disability Insurance (SSDI) is a complicated and gruesome task, especially if you do not have someone to guide you. Fortunately, you can get a social security disability representative to assist you in your disability claim application. There are a lot of things that a social security disability representative can do for you. Following are some of these tasks:
• Helping you in necessary paperwork – This includes gathering of information, typing, printing, and filing of essential documents with the Social Security Administration (SSA).
• Making sure forms, files and appeals are submitted promptly – Representatives should submit documents on time and without any delay.
• Contacting medical specialists and gathering medical records to prove your disability – They should have the capacity to contact resource people to gather information about your situation.
• Providing you valuable information regarding the disability benefit process – In case you have any questions, a good representative should be able to provide reports regarding your claim.
• Checking the status of your claim – If you are too busy to check your application’s status, your representative may do this for you.
• Taking care of your income once you have started receiving disability benefits – Representatives who do this task are usually related to the applicant such as close friends, family members or relatives.
Indeed having a social security disability representative would be an advantage especially if your disability prevents you from doing extensive and tiresome work. There are two kinds of people that may serve as your social security disability representative:
• Attorneys or law firms specializing in social security disability representation – Lawyers who are knowledgeable regarding representation often receives better results for their clients. Because they have legal background, they definitely know the nitty-gritty of legal processes involving medical records, employment files, personal information, etc. However, the downside of getting an attorney is the expenses because they charge relatively higher fees for their service.
• Family members, relatives, friends or acquaintances – If you are trying to save as much money as possible, you can choose someone you know to represent you for your social security disability application. Just make sure that your potential representative has the capacity to perform complicated tasks and paperwork. If you found a good representative, you can save hundreds of dollars for his service fees.
If you are planning to apply for SSDI, you definitely need a helping hand to guide you. Aside from having more chances to obtain your disability benefits, you would also avoid getting too exhausted in processing your claim.
Thursday, May 27, 2010
Tuesday, May 25, 2010
Win that Social Security Claim with a Few Tips
Social Security Disability Insurance is one of the few federal insurance programs governed by the Social Security Administration. This independent agency works overtime to award benefits to people with disabilities, retirees, and their surviving relatives. Aside from SSD, the SSA also administers the Supplemental Security Income or SSI.
The Social Security Administration provides the qualifications to determine if a person is disabled. A person is disabled, according to SSA’s definition, if he suffers from a physical or mental condition that is hindering him from doing any "substantial gainful activity," including employment. The agency also listed five questions to further define disability.
• Are you working?
• Is your condition "severe"?
• Is your condition found in the list of disabling conditions?
• Can you do the work you did previously?
• Can you do any other type of work?
Not everyone who claims for an SSD benefit gets accepted the first time. Take note of these tips that may help you get approved for SSD and acquire benefits faster.
Remember to get a copy of your medical records and include them on your SSD or SSI application
- Submitting all the required medical records to the examiner may make the process of application or appeal for SSD or SSI faster. This ensures that all the records will get evaluated and the case won’t have to linger for a long time, which usually what happens when the applicant fails to submit the complete requirements.
When the Social Security, Disability Determination Service (DDS) or your attorney sends you an urgent letter regarding the case, respond promptly.
- Hearing notices and medical examination appointment letters are two types of notices usually sent to applicants that require a response. The hearing notice includes the time, date, and place of the hearing, and also the judge and his contact information. The acknowledgement form should be filled out by the applicant. The same goes for the medical examination appointment.
File an appeal if your application for SSD or SSI was denied.
- Do not re-apply for an SSD or SSI benefit if your application was denied. The first step in appealing for a denied application is to file a Request for Reconsideration. If that still didn’t work, request a Social Security Disability Hearing.
Get your doctor to write a supporting statement for you, but make sure that he really supports your case.
- The physician should do an evaluation on the patient depending on normal activities like sitting or walking. The doctor should also be willing to be involved with the patient’s case.
The Social Security Administration provides the qualifications to determine if a person is disabled. A person is disabled, according to SSA’s definition, if he suffers from a physical or mental condition that is hindering him from doing any "substantial gainful activity," including employment. The agency also listed five questions to further define disability.
• Are you working?
• Is your condition "severe"?
• Is your condition found in the list of disabling conditions?
• Can you do the work you did previously?
• Can you do any other type of work?
Not everyone who claims for an SSD benefit gets accepted the first time. Take note of these tips that may help you get approved for SSD and acquire benefits faster.
Remember to get a copy of your medical records and include them on your SSD or SSI application
- Submitting all the required medical records to the examiner may make the process of application or appeal for SSD or SSI faster. This ensures that all the records will get evaluated and the case won’t have to linger for a long time, which usually what happens when the applicant fails to submit the complete requirements.
When the Social Security, Disability Determination Service (DDS) or your attorney sends you an urgent letter regarding the case, respond promptly.
- Hearing notices and medical examination appointment letters are two types of notices usually sent to applicants that require a response. The hearing notice includes the time, date, and place of the hearing, and also the judge and his contact information. The acknowledgement form should be filled out by the applicant. The same goes for the medical examination appointment.
File an appeal if your application for SSD or SSI was denied.
- Do not re-apply for an SSD or SSI benefit if your application was denied. The first step in appealing for a denied application is to file a Request for Reconsideration. If that still didn’t work, request a Social Security Disability Hearing.
Get your doctor to write a supporting statement for you, but make sure that he really supports your case.
- The physician should do an evaluation on the patient depending on normal activities like sitting or walking. The doctor should also be willing to be involved with the patient’s case.
Wednesday, May 19, 2010
California’s State Disability Insurance
The state of California has a disability insurance which provides temporarily disabled workers with their much needed benefits while they are unable to work.
The state disability insurance differs with Workers' compensation insurance which covers workers for their long-term and short-term illness or disability that has been incurred or has developed while working.
In SDI, the worker’s partial wage is covered if he is unable to work because of an illness or a condition that is not i9ncurred from work and is determined to last for only a short period of time.
The disability may be either physical or mental and can be acquired from child birth, surgery, pregnancy, or any such medical condition. It is important to apply for these benefits as soon as possible as the application process will last up to 14 days and so every single day counts.
The premiums for SDI are paid by Californian through their payroll or state taxes. The state funds for SDI are from employees, and sometimes, employers who wish to do so.
Those who are self-employed can also be covered by SDI and will receive benefits once they’ve become disabled by enrolling in elective coverage and paying premiums based on his earnings in the previous year.
Almost all workers are eligible for state disability insurance except for:
• Workers who claimed religious exemption
• Interstate Railroad workers
• Some government workers
• Some non-profit and domestic workers
SDI does not come with any health insurance coverage and only provides a certain portion of the worker’s wage. A disabled worker can receive 55% of his wage depending on his base period.
Base period is calculated by going back between the 17-month and 5-month period before the disability was incurred. The 12 months will be used as the base period and will be divided into four and the quarter where the highest salary was earned will be used to determine the benefit to be received.
The longevity of the benefits will be determined by the physician’s diagnosis of the worker’s condition. The physician may extend the rehabilitation program of the worker for up to 52 weeks and up to 39 weeks for the self-employed who only has elective coverage.
However, a worker can receive partial benefits longer than 52 weeks if he has acquired a job or other source of income. For more information, it is best to get in touch with state personnel who can explain the application process and why an application has been denied.
The state disability insurance differs with Workers' compensation insurance which covers workers for their long-term and short-term illness or disability that has been incurred or has developed while working.
In SDI, the worker’s partial wage is covered if he is unable to work because of an illness or a condition that is not i9ncurred from work and is determined to last for only a short period of time.
The disability may be either physical or mental and can be acquired from child birth, surgery, pregnancy, or any such medical condition. It is important to apply for these benefits as soon as possible as the application process will last up to 14 days and so every single day counts.
The premiums for SDI are paid by Californian through their payroll or state taxes. The state funds for SDI are from employees, and sometimes, employers who wish to do so.
Those who are self-employed can also be covered by SDI and will receive benefits once they’ve become disabled by enrolling in elective coverage and paying premiums based on his earnings in the previous year.
Almost all workers are eligible for state disability insurance except for:
• Workers who claimed religious exemption
• Interstate Railroad workers
• Some government workers
• Some non-profit and domestic workers
SDI does not come with any health insurance coverage and only provides a certain portion of the worker’s wage. A disabled worker can receive 55% of his wage depending on his base period.
Base period is calculated by going back between the 17-month and 5-month period before the disability was incurred. The 12 months will be used as the base period and will be divided into four and the quarter where the highest salary was earned will be used to determine the benefit to be received.
The longevity of the benefits will be determined by the physician’s diagnosis of the worker’s condition. The physician may extend the rehabilitation program of the worker for up to 52 weeks and up to 39 weeks for the self-employed who only has elective coverage.
However, a worker can receive partial benefits longer than 52 weeks if he has acquired a job or other source of income. For more information, it is best to get in touch with state personnel who can explain the application process and why an application has been denied.
Monday, May 17, 2010
Basic Guidelines Regarding RSDI Benefits
The Retirement, Survivors and Disability Insurance (RSDI) is considered the largest program offered by the Social Security Administration (SSA). The RSDI was created to provide monetary benefits to SSA contributors in case they retire or get disabled. There are three types of benefits that employees and their relatives can receive once they satisfy the requirements.
Retirement
In an employee’s career, there will always be a time when it is time to retire. Under the Title II of the Social Security Act, SSA contributors will receive retirement benefits, commonly called pension, once they retire from employment. The amount of benefits a beneficiary will receive depends on the amount of his contributions and how long he paid taxes.
Who are eligible?
• Employees who have contributed to the SSA for at least 10 years.
• Contributors who have reached the retirement age as stated by the law.
Survivors
Unlike retirement benefits where the claimant should have been employed for a certain amount of time, survivor benefits do not require their beneficiaries to contribute to the SSA. As long as their relative has been a regular contributor to the SSA, they would be eligible to receive benefits on his behalf. Benefits would also be paid monthly as long as the deceased’s relatives satisfy the conditions.
Who are eligible?
• The deceased’s spouse who have reached full retirement age.
• Disabled and widowed spouses may receive survivor benefits when they reach the age of 50.
• Widowed spouses who are taking care of the deceased’s children who are 16 years old or younger, or disabled.
• The deceased’s children who are 18 – 19 years old and are unmarried.
• Children who are disabled or have become disabled before they reach 22 years of age.
• Dependent parents of the deceased who are 62 years old or above.
Disability
Disability benefits can be paid to claimants at any age as long as they sustain a severe type of disability that prevents them from doing any substantial gainful activity (SGA). The disabled employee would receive benefits as well as his dependents (if he is the family’s breadwinner) provided they meet the requirements of the SSA.
Who are eligible?
• The disabled employee should have been contributing to the SSA for at least 5 years over the last 10 years.
• An employee who has a disability that is expected to continue for at least 12 months or result in death.
Eligibility to receive RSDI benefits is relatively difficult because the SSA screens all benefit applicants thoroughly. With the help of an RSDI benefit specialist such as an attorney, you would find it easier to receive monetary benefits.
Retirement
In an employee’s career, there will always be a time when it is time to retire. Under the Title II of the Social Security Act, SSA contributors will receive retirement benefits, commonly called pension, once they retire from employment. The amount of benefits a beneficiary will receive depends on the amount of his contributions and how long he paid taxes.
Who are eligible?
• Employees who have contributed to the SSA for at least 10 years.
• Contributors who have reached the retirement age as stated by the law.
Survivors
Unlike retirement benefits where the claimant should have been employed for a certain amount of time, survivor benefits do not require their beneficiaries to contribute to the SSA. As long as their relative has been a regular contributor to the SSA, they would be eligible to receive benefits on his behalf. Benefits would also be paid monthly as long as the deceased’s relatives satisfy the conditions.
Who are eligible?
• The deceased’s spouse who have reached full retirement age.
• Disabled and widowed spouses may receive survivor benefits when they reach the age of 50.
• Widowed spouses who are taking care of the deceased’s children who are 16 years old or younger, or disabled.
• The deceased’s children who are 18 – 19 years old and are unmarried.
• Children who are disabled or have become disabled before they reach 22 years of age.
• Dependent parents of the deceased who are 62 years old or above.
Disability
Disability benefits can be paid to claimants at any age as long as they sustain a severe type of disability that prevents them from doing any substantial gainful activity (SGA). The disabled employee would receive benefits as well as his dependents (if he is the family’s breadwinner) provided they meet the requirements of the SSA.
Who are eligible?
• The disabled employee should have been contributing to the SSA for at least 5 years over the last 10 years.
• An employee who has a disability that is expected to continue for at least 12 months or result in death.
Eligibility to receive RSDI benefits is relatively difficult because the SSA screens all benefit applicants thoroughly. With the help of an RSDI benefit specialist such as an attorney, you would find it easier to receive monetary benefits.
Thursday, May 13, 2010
Factors that can affect your Social Security Disability Status
There are many factors that can affect your Social Security Disability status.
In fact, Social Security Disability Insurance or SSDI has one of the most complex regulations in the world so you know that getting an approved status is definitely difficult.
So difficult in fact, that more than 60 percent of all initial SSDI claims are denied outright.
To give you an idea about the difficulties of getting your SSDI approved, here are some facts you need to know:
Your SSDI falls on government bureaucracy
If you are expecting an instant reply on your Social Security Disability status, then you will be thoroughly disappointed.
The average wait time for SSDI status is about 90 days and that is still a modest estimations because a lot of SSDI claims take longer than that to process.
Some Social Security Status update comes after six months and even over a year.
You can still work while applying for SSDI
This is one of the most commonly misinterpreted requirements in SSDI.
Most people think that t get their SSDI status approved, they have to prove that they cannot work.
However, the real deal is that you can work; as long as your income falls under what the Social Security Administration (SSA) calls substantial gainful activity or SGA.
The income measured by SSA, though, is before taxes and not after.
You can’t apply for SSDI if your disability is short term
One of the strictest requirements of SSDI is that your disability should have lasted at least 12 months or is expected to last for more than 12 months.
If you only have short term disability, then you should consider other options such as worker’s compensation or state disability insurance.
The SSDI “Notice of Decision” includes reason for decision
After waiting for months and even a year for the decision on your Social Security Disability status, you will get a notice that tells you if you are denied or approved.
If you get approved, you should check if the SSA approved your SSDI claim from the date you first got disabled or not.
It should include an explanation especially if the SSDI status got approved in another date.
If you got denied, then you should check the reason why.
Did they determine that you can go back to your old job or that you can perform another job that will meet the SGA requirement?
Or did they determine that your disability is short term?
All these things would determine your next step; whether you are going to apply for reconsideration or explore other options.
The best way to go about it is to get the guidance of an experienced disability lawyer.
In fact, Social Security Disability Insurance or SSDI has one of the most complex regulations in the world so you know that getting an approved status is definitely difficult.
So difficult in fact, that more than 60 percent of all initial SSDI claims are denied outright.
To give you an idea about the difficulties of getting your SSDI approved, here are some facts you need to know:
Your SSDI falls on government bureaucracy
If you are expecting an instant reply on your Social Security Disability status, then you will be thoroughly disappointed.
The average wait time for SSDI status is about 90 days and that is still a modest estimations because a lot of SSDI claims take longer than that to process.
Some Social Security Status update comes after six months and even over a year.
You can still work while applying for SSDI
This is one of the most commonly misinterpreted requirements in SSDI.
Most people think that t get their SSDI status approved, they have to prove that they cannot work.
However, the real deal is that you can work; as long as your income falls under what the Social Security Administration (SSA) calls substantial gainful activity or SGA.
The income measured by SSA, though, is before taxes and not after.
You can’t apply for SSDI if your disability is short term
One of the strictest requirements of SSDI is that your disability should have lasted at least 12 months or is expected to last for more than 12 months.
If you only have short term disability, then you should consider other options such as worker’s compensation or state disability insurance.
The SSDI “Notice of Decision” includes reason for decision
After waiting for months and even a year for the decision on your Social Security Disability status, you will get a notice that tells you if you are denied or approved.
If you get approved, you should check if the SSA approved your SSDI claim from the date you first got disabled or not.
It should include an explanation especially if the SSDI status got approved in another date.
If you got denied, then you should check the reason why.
Did they determine that you can go back to your old job or that you can perform another job that will meet the SGA requirement?
Or did they determine that your disability is short term?
All these things would determine your next step; whether you are going to apply for reconsideration or explore other options.
The best way to go about it is to get the guidance of an experienced disability lawyer.
Tuesday, May 11, 2010
Overview of SSI Disability Claims Benefits for Children and Immigrants
Supplemental Security Income or SSI disability claim benefits are paid to those who are deemed disabled, blind or elderly by the Social Security Administration (SSA).
To be eligible, the claimant must have limited income and resources as well.
Unlike the Social Security Disability, SSI is funded through US Treasury general funds and not through Social Security taxes.
A lot has been discussed about who can be eligible for SSI, but did you know that aside from adult US citizens, some children and immigrants may be eligible for SSI disability claim benefits as well?
That is right; the disability benefits can be extended to children and some immigrants.
Here is an overview of the following:
SSI for Children
For a child to be eligible for SSI, he should be considered by the SSA as either blind or disabled.
They should have consent from their parents or guardians before they can file a disability claim.
The resources of the household where he is staying may still be scrutinized if it passes the limited resources requirement for SSI.
If the child has no parents or guardian, he can still file an SSI disability claim as an unaccompanied youth.
However, they have to prove to the SSA office that they are not living with their parents to be able to file an SSI disability claim.
All SSI disability benefits to children will be reevaluated under the adult standard once they turn 18.
SSI for Immigrants
For an immigrant to be qualified for SSI disability claims benefits, he should first be considered as an “eligible alien” and should be legally in the US.
There are several categories set by the Department of Homeland Security that defines an “eligible alien,” some of those are:
• Aliens that are lawfully admitted for permanent residence in the US
• Aliens who are granted conditional entry pursuant
• Aliens who are paroled into the US for at least one year
• Aliens who are considered refugees
• Aliens who are granted asylum
Aside from passing the “eligible alien” requirement, the immigrant must still pass the regular requirements of SSI disability claims.
The immigrant should be disabled, blind or elderly, as well as having limited income and resources.
Getting a Disability Lawyer
Getting approved for SSI disability claim benefits is difficult enough as it is, but it is more difficult for children and immigrants because of the extra requirements that are asked from them.
That is why getting the services of a disability lawyer is more important than ever.
Aside from preparing your disability claim, the disability lawyer can help secure proofs for those additional requirements.
To be eligible, the claimant must have limited income and resources as well.
Unlike the Social Security Disability, SSI is funded through US Treasury general funds and not through Social Security taxes.
A lot has been discussed about who can be eligible for SSI, but did you know that aside from adult US citizens, some children and immigrants may be eligible for SSI disability claim benefits as well?
That is right; the disability benefits can be extended to children and some immigrants.
Here is an overview of the following:
SSI for Children
For a child to be eligible for SSI, he should be considered by the SSA as either blind or disabled.
They should have consent from their parents or guardians before they can file a disability claim.
The resources of the household where he is staying may still be scrutinized if it passes the limited resources requirement for SSI.
If the child has no parents or guardian, he can still file an SSI disability claim as an unaccompanied youth.
However, they have to prove to the SSA office that they are not living with their parents to be able to file an SSI disability claim.
All SSI disability benefits to children will be reevaluated under the adult standard once they turn 18.
SSI for Immigrants
For an immigrant to be qualified for SSI disability claims benefits, he should first be considered as an “eligible alien” and should be legally in the US.
There are several categories set by the Department of Homeland Security that defines an “eligible alien,” some of those are:
• Aliens that are lawfully admitted for permanent residence in the US
• Aliens who are granted conditional entry pursuant
• Aliens who are paroled into the US for at least one year
• Aliens who are considered refugees
• Aliens who are granted asylum
Aside from passing the “eligible alien” requirement, the immigrant must still pass the regular requirements of SSI disability claims.
The immigrant should be disabled, blind or elderly, as well as having limited income and resources.
Getting a Disability Lawyer
Getting approved for SSI disability claim benefits is difficult enough as it is, but it is more difficult for children and immigrants because of the extra requirements that are asked from them.
That is why getting the services of a disability lawyer is more important than ever.
Aside from preparing your disability claim, the disability lawyer can help secure proofs for those additional requirements.
Friday, May 7, 2010
Different Disability Insurances for Yourself
According to the Social Security Act, a disability is “a physical or mental condition that is hindering a person from doing any substantial gainful activity." One of those substantial gainful activities is going to work. People go to work in order for them to support themselves and their families financially. Without a decent job, livelihood becomes unstable and everyday is a struggle to live through.
Fortunately, there are different disability insurances that will compensate for a person’s inability to work. There are qualifications to apply and be accepted for some of the disability insurances and compensation, but as long as you meet those requirements, there won’t be any problems and the process will go smoothly.
Employer Disability Insurance Benefits
This insurance differs for each employer or company. Aside from disability benefits, employer insurance also includes health care and life insurance benefits. The disability benefit may either be short-term or long-term. This is only offered to eligible employees of the company.
State Disability Insurance Benefits
California is one of the few states that offer disability benefits. Those who are unemployed and have disabilities may be covered by this program. Those who do have a job may have paid this insurance through payroll deductions, aside from the insurance offered by the company.
Social Security Disability Insurance Benefits
SSDI benefits are paid through taxes. This benefit may be collected at any age, as long as the insured is proven disabled. Social Security Disability Insurance doesn't cover short-term disabilities. The insurance includes monthly pay, health insurance, and in some cases Vocational Rehabilitation that may help the disabled return to work.
Workers' Compensation Disability Insurance Benefits
This compensation is awarded to employees and their family members who were disabled (or died) by work-related injuries. Some of the benefits include medical expenses (as long as it was spent to cure the injury) and compensation for survivors of the employees who died on the job.
Veterans' Disability Insurance Benefits
There are two programs offered to veterans:
• Disability Compensation – Monthly payment for veterans who are at least 10 percent disabled due to military service.
• Disability Pension – Annual monetary allowance to qualified wartime veterans who have limited income, unable to work, or are 65 or older.
The application to some of the insurance benefits mentioned is quite tiring and may take a long time to be processed. However, like what was mentioned earlier, as long as the applicant’s requirements are good, the procedure will be easy. But just in case, Los Angeles disability compensation lawyers will be there to lend a helping hand to people with disabilities.
Fortunately, there are different disability insurances that will compensate for a person’s inability to work. There are qualifications to apply and be accepted for some of the disability insurances and compensation, but as long as you meet those requirements, there won’t be any problems and the process will go smoothly.
Employer Disability Insurance Benefits
This insurance differs for each employer or company. Aside from disability benefits, employer insurance also includes health care and life insurance benefits. The disability benefit may either be short-term or long-term. This is only offered to eligible employees of the company.
State Disability Insurance Benefits
California is one of the few states that offer disability benefits. Those who are unemployed and have disabilities may be covered by this program. Those who do have a job may have paid this insurance through payroll deductions, aside from the insurance offered by the company.
Social Security Disability Insurance Benefits
SSDI benefits are paid through taxes. This benefit may be collected at any age, as long as the insured is proven disabled. Social Security Disability Insurance doesn't cover short-term disabilities. The insurance includes monthly pay, health insurance, and in some cases Vocational Rehabilitation that may help the disabled return to work.
Workers' Compensation Disability Insurance Benefits
This compensation is awarded to employees and their family members who were disabled (or died) by work-related injuries. Some of the benefits include medical expenses (as long as it was spent to cure the injury) and compensation for survivors of the employees who died on the job.
Veterans' Disability Insurance Benefits
There are two programs offered to veterans:
• Disability Compensation – Monthly payment for veterans who are at least 10 percent disabled due to military service.
• Disability Pension – Annual monetary allowance to qualified wartime veterans who have limited income, unable to work, or are 65 or older.
The application to some of the insurance benefits mentioned is quite tiring and may take a long time to be processed. However, like what was mentioned earlier, as long as the applicant’s requirements are good, the procedure will be easy. But just in case, Los Angeles disability compensation lawyers will be there to lend a helping hand to people with disabilities.
Wednesday, May 5, 2010
Finding Disability Compensation Lawyers in Los Angeles
Having a disability would limit a person’s capacity to earn income. So, they apply for disability benefits provided by the Social Security Administration. These claims, however, are not always granted.
To help these claimants in Los Angeles, there are disability compensation lawyers who can assist and guide them through appeals and in court proceedings necessary in attaining compensation.
Finding a lawyer, however, presents another problem to the disabled claimants. In order to help them, here are some advices:
• Go online and locate disability lawyers who can help
• Check the credibility of the said lawyer and make sure they’ve successfully handled such cases
• Call the law firm and arrange for a meeting
• Assess whether the lawyer is fit to be your legal adviser
It is best that clients will have constant communication with their legal representative. This will assure them of a hassle-free appeal and they will be kept up-to-date with the developments of their claims.
Programs of SSA
The government, through the Social Security Administration, enforces two programs that would cater to the disability of workers who paid enough social security taxes and those who have limited resources and income.
• Social Security Disability Income – To prevent the sudden loss of income, most workers pay social security taxes taken from their compensation income. This would provide them with their much-needed benefits if in case they incur a disability after having earned enough points by paying these taxes.
• Supplemental Security Income – For those whose income and resources are not sufficient to accommodate their disability, SSA offers the Supplemental Security Income that should help people who are blind, disabled, and those who are old. Unlike the SSDI, funds for SSI are taken from the general taxes and so even those who weren’t able to pay social security taxes can apply.
Under these programs, people with disability should be able to buy their much-needed medications and necessities that would get them through each day.
Application for Disability Benefits
In each program, there are criteria and requirements that each applicant needs to meet in order for their claims to be granted. They must be ready with the following:
• Hospital records and medical history
• The disability is expected to last more than a year or will result to death
• Work credits for SSDI, proof of limited income and resources for SSI
These are just some of the things needed in claiming for disability benefits. To know more, disability claimants are encouraged to go to the SSA website or contact SSA personnel.
To help these claimants in Los Angeles, there are disability compensation lawyers who can assist and guide them through appeals and in court proceedings necessary in attaining compensation.
Finding a lawyer, however, presents another problem to the disabled claimants. In order to help them, here are some advices:
• Go online and locate disability lawyers who can help
• Check the credibility of the said lawyer and make sure they’ve successfully handled such cases
• Call the law firm and arrange for a meeting
• Assess whether the lawyer is fit to be your legal adviser
It is best that clients will have constant communication with their legal representative. This will assure them of a hassle-free appeal and they will be kept up-to-date with the developments of their claims.
Programs of SSA
The government, through the Social Security Administration, enforces two programs that would cater to the disability of workers who paid enough social security taxes and those who have limited resources and income.
• Social Security Disability Income – To prevent the sudden loss of income, most workers pay social security taxes taken from their compensation income. This would provide them with their much-needed benefits if in case they incur a disability after having earned enough points by paying these taxes.
• Supplemental Security Income – For those whose income and resources are not sufficient to accommodate their disability, SSA offers the Supplemental Security Income that should help people who are blind, disabled, and those who are old. Unlike the SSDI, funds for SSI are taken from the general taxes and so even those who weren’t able to pay social security taxes can apply.
Under these programs, people with disability should be able to buy their much-needed medications and necessities that would get them through each day.
Application for Disability Benefits
In each program, there are criteria and requirements that each applicant needs to meet in order for their claims to be granted. They must be ready with the following:
• Hospital records and medical history
• The disability is expected to last more than a year or will result to death
• Work credits for SSDI, proof of limited income and resources for SSI
These are just some of the things needed in claiming for disability benefits. To know more, disability claimants are encouraged to go to the SSA website or contact SSA personnel.
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