Surviving an SSI Hearing

Different insurance programs are offered by the Social Security Administration for the hardworking citizens of the country, most notably the SSDI and SSI. The Supplemental Security Income provides benefits to the mentally or physically disabled, old, and blind people who are 65 years old or older and have limited monthly income.
Unlike Social Security Disability Insurance, SSI benefits may be awarded to people despite not having previous employment history, since the fund is not dependent on payroll taxes or contributions. But that doesn’t mean that employed or previously employed people are not allowed to apply for SSI. The recipients may also be qualified for Medicaid benefits under the SSI.
As good as the benefits may sound, most of the applications for SSI, especially first-time ones, are denied. The most common reasons for denial are the following:
• Incomplete information: Some applicants fail to complete forms or submit necessary documents.
• The doctor’s information is not specific to the disability and limitations in the workplace.
• The information about work experience did not properly describe the limitations in performing tasks: Information regarding day-to-day activities, equipment, accommodation, and services in the workplace should be provided.
If an application for SSI is denied, the applicant may appeal the decision. An informal SSI disability hearing is done before an Administrative Law Judge. Appeal is also the chance for a denied applicant to supply the missing information he failed to add during the initial application. Make sure to be ready when facing the ALJ.
• Get a good representative. An attorney specializing in SSI or disability cases is the best man for this job.
• Complete the ALJ Preparation Form that will be sent. It should be returned within a few days. Make a copy of the completed form and go through it in order to remember its content, which will be uncovered during the hearing.
• During the day of the hearing, come early to court. This will give time for the attorney to run down the process of the hearing and clarify any questions about the disability.
• Be prepared to explain to the judge the disability and how it affects work.
• Provide background information about family members, friends or co-workers who can prove the effects of disability.
It will usually take the judges two to four months before finally giving the decision regarding the appeal.